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Latest News

Residence Nil Rate Band (RNRB).

A new tax-free allowance was announced in the Summer Budget 2015 (the Residence Nil Rate Band) that will take effect on or after 6th April 2017.  Downsizing provisions have yet to be finalised.

There are a lot of myths and misconceptions surrounding this new allowance - please call or view our website pages (not yet updated) for further information - including:

  • everyone has a new allowance of £1M;
  • everyone can pass their home free of tax to their children

You may not get the full allowance (or double the allowance) if:

  1. your estate exceeds £2M
  2. you rent property
  3. you don't leave your property (or proceeds of sale) to the right qualifying people and in the right manner
  4. you are unmarried


What happens to your life cover when you die and how our Family Trust can help to protect it?

Cornerstone Wills January 2014 Newsletter discussing life cover and death in service benefits not placed in trust and how to protect the lump sum with our Family Trust.

Welcome to our January Newsletter that we email to all our clients and introducers on a monthly basis.

In this newsletter we discuss the issues should you have life cover and death in service benefits from your employer that are not placed into trust and how our Family Trust can be used to protect the lump sums.

Click on the link below to view the January Newsletter.